Doggie Racism
Insurance companies have been doing this for a while:
The Pattens thought they were insurance-savvy, avoiding homeowner’s claims by paying for repairs and household accidents.
But a month ago, Mathew Patten and Wiccan York-Patten discovered that they had been dropped by their insurer two months earlier because of the family pet, an aging German shepherd named Allison.
Allison had never hurt anybody, but the insurance company deemed her an “unacceptable liability exposure.”
Not only because she is a dog, but because she is a German shepherd.
Some insurers have prohibited homeowners from harboring dangerous dogs for years. But in the past five years, some companies have developed lists of breeds they restrict from coverage based on their potential for danger.
February 16th, 2005 at 1:57 pm
The comp I work for has certain breeds we wont insure (although there may be an exception or two with the breed/type of dog etc…).Anyway, its too bad an exclusion (if the company and pholder agree to exclude any and all dog bite claims due to their pet) doesnt hold up in court if your *insert breed here* dog bites/injured someone.