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Are your guns insured?

Miguel on the NRA insurance program. I actually have a rider on my homeowner’s policy that comes in at about $100 a year.

7 Responses to “Are your guns insured?”

  1. Alien Says:

    What’s the coverage amount on the rider (approximately, for obvious reasons…), what exclusions, and what company?

  2. adam Says:

    I went through USAA with a personal property rider. 60 dollars for about a dozen guns.

  3. SayUncle Says:

    Been a few years, but my existing policy insured guns and jewelry at a maximum of $1,000 each or so. I just asked the agent what the cost was to up that to $10K. The cost was negligible.

  4. Alan Says:

    2nd on the USAA. Full replacement value, no deductible rider. Came in handy when the Democrats broke into my apartment and stole a few guns.

  5. Richard Says:

    When I looked at this, I would have had to list my guns to get coverage. Do people have a different experience.

  6. MHinGA Says:

    I went the rider route as well… but only for some expensive (for me, at least) doubles. I just don’t want my other guns on any more lists than necessary, and I haven’t skimped on my gun safes. As for cost, it is no more than insuring the equivalent in jewelry.

  7. Rivrdog Says:

    Richard +1. I have USAA rider, & they require a full listing. So, I haven’t updated in a long time. I’m covered for all my Elmer Fudd guns, but nothing that the Feds would want in the first wave of a gun-grab. There won’t be a second wave.

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